Driving With Us ยท Toronto & the GTA
Downtown parking, a cross-GTA commute, or room for the family: start with how you actually drive. Apply online for new or used vehicle financing, with Toronto/GTA partner options confirmed for your location.
Approval, rates, terms and vehicle eligibility depend on lender review and partner availability.
Shop by listing location
Share your home city and how far you are comfortable travelling. Toronto/GTA partner coverage, available vehicles and lender options vary. The searches below use individual listing cities, not an automatic metro-area radius.
The financing process
You do not need to choose a car or visit a GTA dealer before applying. Start with your needs; confirm a specific partner and location as the options take shape.
Complete the online application with accurate contact, address, income and employment information. Share your vehicle needs and any trade-in details.
The team reviews your needs and confirms suitable partner coverage. Lenders may request supporting documents; eligibility and terms depend on their review.
If an option is available, compare the vehicle, down payment, rate, loan term and total cost. Confirm outstanding conditions with the partner before proceeding.
Before you say yes
The right financing plan should still make sense after the car leaves the lot.
Get an insurance quote before settling on a vehicle. Add condo or street parking, fuel or charging and any toll-road use to your plan. A manageable loan payment can still leave too little room for city ownership costs.
A compact vehicle for downtown parking and an SUV for a longer regional commute solve different problems. Think about passenger space, highway use, winter tires and access to charging before building a shortlist.
A Toronto listing is not automatically in Mississauga, Vaughan or another GTA city. Check the seller's actual address, travel time and viewing arrangements rather than assuming every partner is close to you.
Ask where you would inspect and collect the vehicle, what remains to be completed and whether delivery is an option. Any delivery costs, conditions and timing should be confirmed by the selling dealer or delivery partner.
Useful answers
No Toronto office is claimed. Driving With Us has its head office in Edmonton and supports Ontario enquiries through intended Toronto/GTA dealer partners. Confirm the participating seller's location before arranging a visit.
You can apply online and share your actual city and travel range. Toronto/GTA partner availability varies, and a suitable partner or vehicle is not guaranteed in every municipality. The team will confirm what is available for your location.
No. A Toronto city filter searches that listing location; it is not automatically a GTA-wide radius search. Use the separate city links or browse Ontario inventory for a wider search, then confirm the vehicle's physical location with the seller.
Ask the selling dealer or delivery partner about available arrangements for the specific vehicle. Confirm pickup location, delivery eligibility, costs and timing before committing. Delivery across the GTA is not automatically included or available.
Get an insurance quote for your address and intended use, then account for parking, fuel or charging, maintenance, seasonal tires and any tolls on your route. Compare the full purchase price and borrowing cost, not just the instalment amount.
No. You can start with your budget, commute and vehicle needs. An application helps the team understand your situation before discussing available options. Approval, terms and vehicle eligibility remain subject to lender review.
Your next move
Share your needs through our existing application. The team can help clarify available options without treating a listing or an estimate as a loan offer.
Approval, rates, terms and vehicle eligibility depend on lender review and partner availability.
Not ready to apply? Keep browsing.