Low Income Car Loans in Alberta

At Driving With Us, we help customers get approved for a car loan in Edmonton — even on a limited income. We work with EI, disability benefits, AISH, social assistance, part-time employment, and seasonal work. Reliable transportation should not be out of reach because of income level.

What Income Types Do We Accept?

All of them. Employment income, Employment Insurance (EI), Alberta AISH, Canada Disability Benefit, social assistance, part-time work, pension and CPP, maternity or parental leave, and seasonal work are all accepted.

Tips to Improve Approval on Low Income

Choose a more affordable vehicle under $18,000. Provide a small down payment if possible. Show all income sources including child tax benefits or rental income. Apply with a co-applicant who has additional income.

Flexible Payment Schedules

We offer weekly, bi-weekly, or monthly payment schedules timed to align with your benefit or paycheque deposit dates, making payments as manageable as possible.

Frequently Asked Questions

Can I get approved on EI or social assistance?

Yes. EI and social assistance are legitimate income sources that many of our lenders accept. You will need your benefit letter or direct deposit statements as proof.

What is the minimum income required?

Generally $1,200–$1,500 per month helps qualify for basic financing. The lower the vehicle price, the lower the income needed.

What if I am on AISH or disability in Alberta?

AISH is a guaranteed provincial income and is accepted by many lenders. Bring your benefit letter and we will work with it.

Are there income-geared payment plans?

We offer flexible payment schedules — weekly, bi-weekly, or monthly — timed to align with your benefit or paycheque deposit dates.

Apply for a car loan in Edmonton today. Call us at (780) 938-0665 or apply online.

Driving With Us Auto Group | 13072 Yellowhead Trail, Edmonton, Alberta | drivingwithus.ca