Car Loans on AISH, Disability & Band Income in Alberta
Some lenders may consider verifiable AISH, disability, band employment, pension, EI or child tax benefit income. Approval and terms depend on lender review; delivery and transaction-specific tax treatment must be confirmed.
Non-employment income may be considered
Some lenders may consider verifiable AISH, CPP disability, band-administered payments, seasonal or contract work, pensions, EI and child tax benefit, alone or combined. Each lender applies its own income rules.
Lenders generally review whether income is steady and verifiable, often through bank statements. Available options depend on lender review of the applicant's total finances, credit, documents and vehicle.
We can present band payroll and program-income documents for lender review. Approval, rates and terms are not guaranteed and depend on the lender's assessment.
Everything handled by phone and text
Many application, document-signing and trade-in steps may be handled remotely. Delivery availability must be confirmed. Section 87/GST-HST relief is transaction-specific, requires proof and qualifying delivery, and may be subject to exceptions or self-government agreements.
Income some lenders may consider
- AISH and CPP disability
- Band employment and band-administered income
- Child tax benefit (combined with other income)
- Pension and retirement income
- EI and seasonal work
- Self-employment and contract income
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Common questions
AISH & income support loans for First Nations in Alberta
Can I get a car loan on AISH alone?
Some lenders may consider verifiable AISH income, alone or with another income source. Approval, payment range, rates and terms depend on lender review of the full application.
Does child tax benefit count as income?
Some lenders may consider CCB, often with another verifiable income source. Whether it is accepted and how it affects an application depend on lender review.
I work seasonally — is that a problem?
Not necessarily. Some lenders may consider seasonal, contract and camp income when it can be verified. Approval and terms depend on lender review of the full application.
Do I need a co-signer?
Co-signer requirements depend on lender review. If a co-signer changes the available rate or terms, we can explain the options before you decide.
Does the tax exemption apply on income support?
Income source and Section 87/GST-HST treatment are separate questions. Relief may apply to an eligible transaction with required proof and qualifying delivery; exceptions may apply, and final tax treatment must be confirmed.
More ways we can help
We deliver across Alberta
Explore options for your income.
Tell us your situation and we'll review lender programs that may fit. Not every application is sent to every lender, and response timing depends on lender review and documents.