A car loan means the lender will purchase the vehicle you choose and you will pay back the lender the full price of the vehicle over a set period of time. In exchange for the services you will be paying interest each month. It's crucial to bear in mind that the monthly payment amount may fluctuate. This variation arises because certain car loans follow an amortization schedule, where the initial payments are higher compared to the later stages of the loan.

Many car loans in Canada are organized in 12-month increments, spanning a duration of two to seven years. The loan terms vary based on whether you are purchasing a new or used car, ranging from 12 months to 84 months. On average, used car loans typically extend between 36 to 48 months, while new car loans commonly have durations of 60 to 72 months.

You can read our terms and conditions here.

Yes, the loans we offer are open loans. This means you can make larger payments towards the balance anytime. This will save you interest and also pay off the loan faster.

Driving with Us prides ourselves with quick response times and reliable auto loans. We're one of the many trusted auto credit companies in Canada and we've helped thousands of Canadians get into a vehicle whether they have good or bad credit.

Absolutely nothing! Applying for a vehicle with Driving With Us is completely free. Whether you decide to proceed with purchasing a vehicle or not is entirely up to your decision. There is no obligation to buy, we are here to simply give you your options,

To qualify for a car loan, you must meet the following criteria: You must be of the legal driving age in your residing province and a permanent resident of Canada. Additionally, you should have been employed for a minimum of three months and maintain a monthly income of at least $1600.

Yes, our team will have to pull your credit report to facilitate your application.

Yes! Our team works with one of the largest selection of lenders in Canada, even if you were turned down before, we will still try our best to get you an approval.

Our team works fairly quickly, we will usually have an approval for you within 1-2 hours but the latest will be within 24 hours.

We have one of the largest selection of vehicles in Canada! Whether you're looking for a car or SUV or a truck, we have it all!

Absolutely! Once you've completed our application form, our partner will reach out to you and they can send you our extensive vehicle selection.

Our head office currently located in Alberta, however we service all of Canada! So it doesn't matter where you're situated, we can still help you get a vehicle.