Compare application paths for different situations, then visit the dedicated guide that matches your goal.
We work with 40+ lenders across our network. Available lenders, approval, rates, terms, down payment, and timing depend on your application and lender review.
Applicants across many credit situations may apply. Available programs, approval, rates, and terms depend on the complete application and lender review.
Our team reviews lender programs that may fit your application. Compare the rate, fees, term, payment, and total borrowing cost before accepting an offer.
Some financing accounts may be reported to credit bureaus. Ask the lender how reporting works; approval, reporting, and future credit-score changes are not guaranteed.
Ask how the lender reports account activity
Compare payment frequency and total cost
Whatever your credit situation, we have a program built for you.
Explore lender-reviewed options for damaged or rebuilding credit
$0 down may be available to qualifying applicants
Cash back may be available with qualifying financing
Fresh start financing post-bankruptcy
Guidance for limited Canadian credit history
Flexible income verification options
Build credit while getting your first car
How lenders may review different income sources
Improve your score while you drive
All-credit car loans across Alberta
Local Edmonton financing specialists
Compare your current loan with any new offer
Quality vehicles with financing for all credit
Which option is right for you?
Typically, you'll need a valid driver's license, proof of income (pay stubs or tax returns), proof of residence, and references. Additional documents may be required depending on your specific situation.
Most applications receive a response within 24–48 hours. A same-day review or response may be possible, depending on lender review, documents, and the vehicle; it does not guarantee funding or pickup.
We work with lenders that may consider customers with previous bankruptcies or consumer proposals. Approval, rates, and terms depend on lender review, including the discharge date, current income, documents, and vehicle.
Down payment requirements vary based on lender review, your income and credit, documents, and the vehicle. Some qualifying approvals may have no down payment, while others require one.
Take the first step toward driving your new vehicle. Apply now for pre-approval and our financing specialists will work with you to find the best solution for your situation.