At Driving With Us, we help customers get approved for a car loan in Edmonton — even after bankruptcy or a consumer proposal. A fresh financial start means you deserve dependable transportation. We approve applications that most dealerships turn away.
Yes — and it is more common than you think. Bankruptcy discharges your debt, so lenders look at your current ability to pay. Stable income and a reasonable vehicle choice are far more important than your past.
Discharged bankruptcy: financing available day one after discharge. Consumer proposal: we approve active and completed proposals. Both situations have dedicated lender programs available through our network.
Current income, time since discharge, vehicle price relative to income, and whether you have a co-signer available. The longer since discharge, the better the interest rate you will qualify for.
In some cases, yes. Active bankruptcy financing is more complex, but we have lenders who specialize in this. Contact us to discuss your specific situation.
Post-bankruptcy rates are typically 9–22% depending on how long ago the discharge was and your income. Rates improve significantly after 12–18 months of on-time payments.
Not always. Many customers are approved without a co-signer. Having one can improve your rate but is not a requirement.
Most post-bankruptcy applications are reviewed within 24–48 hours. Same-day approval is possible and you could be driving by the end of the week.
Apply for a car loan in Edmonton today. Call us at (780) 938-0665 or apply online.
Driving With Us Auto Group | 13072 Yellowhead Trail, Edmonton, Alberta | drivingwithus.ca