Self Employed Car Loans in Canada

At Driving With Us, we help customers get approved for a car loan in Edmonton — even when you are self-employed. Traditional lenders often overlook self-employed Canadians. We use bank statements, your Notice of Assessment, and business income to get you approved fast.

Can Self-Employed People Get a Car Loan?

Yes — we approve self-employed applicants every week. Three to six months of bank statements, your CRA Notice of Assessment, or an accountant letter are all accepted as proof of income.

Income Types We Accept

Freelancers, contractors, rideshare drivers, tradespeople, small business owners, real estate agents, online sellers, landscapers, delivery drivers, consultants, and coaches are all approved regularly.

Low Taxable Income Due to Write-Offs

We can work with your gross business income before write-offs in many cases. An accountant letter can also help show your real earning capacity to lenders.

Frequently Asked Questions

What if my income varies month to month?

We average your income across 3–6 months of bank statements to establish a consistent monthly figure. Variable income is very common for self-employed applicants.

My taxable income is low due to write-offs — will that hurt me?

We work with your gross business income before write-offs in many cases. A letter from your accountant can also help show your real earning capacity.

Can I write off a vehicle purchased through Driving With Us?

Potentially yes, depending on business use. We recommend speaking with your accountant. We can provide all the documentation you need.

How long does approval take for self-employed applicants?

Most self-employed applications are reviewed within 24 hours. Having your bank statements and NOA ready speeds this up significantly.

Apply for a car loan in Edmonton today. Call us at (780) 938-0665 or apply online.

Driving With Us Auto Group | 13072 Yellowhead Trail, Edmonton, Alberta | drivingwithus.ca