At Driving With Us, we help customers get approved for a car loan in Edmonton — even with no money for a down payment. Whether you have bad credit, no credit, or past financial challenges, we have programs designed to get you into a vehicle with zero dollars down.
Yes — absolutely. Many of our customers drive away with no down payment at all. Lenders look at your income, not just your savings account. Stable employment, Alberta residency, and consistent income all count toward your approval.
Apply online in 2 minutes. Choose a vehicle from our 280+ inventory. Once approved, finalize paperwork and drive home the same day — with no down payment required.
Your current vehicle's trade-in value can be used as a down payment. In many cases, your trade fully covers any down payment requirement.
Yes. We have no-down-payment programs specifically designed for customers with poor or no credit. Income stability is the key factor, not your credit score.
We work with all income types — employment, self-employment, EI, disability, and more. Generally, showing $1,800+ monthly income helps qualify for most programs.
Absolutely. Your trade-in value can be used instead of a cash down payment, and in many cases fully covers it.
Most applications receive a same-day answer. You could be driving your new vehicle by the end of the week.
Apply for a car loan in Edmonton today. Call us at (780) 938-0665 or apply online.
Driving With Us Auto Group | 13072 Yellowhead Trail, Edmonton, Alberta | drivingwithus.ca